What Is Peer-To-Peer Lending?

Have you ever heard of peer-to-peer lending? It is something that is coming up now more than ever, with banks and lenders still weary of those with bad credit. It allows individuals to become lenders for investing their money. Here's all you need to know about peer-to-peer lending. The Basics of Peer-to-Peer Lending To start with this is a form of lending, someone borrows money from individuals, cutting out the middle man of banks and traditional investors. [Read More]

Answering a Few Questions About Selling Scrap Gold

Selling your scrap gold can be an excellent way of raising extra money from unused jewelry. However, there are many individuals that may not have much experience when it comes to selling spare gold. By learning the following few answers to some common questions about selling scrap gold, you will be better informed about the benefits of using these services. How Much Is Scrap Gold Worth? It can be common for individuals to want to know how much they will receive for their gold prior to taking it to the buyer. [Read More]

3 Ways Employment Can Impact Mortgage Rates

Getting approved for a mortgage can be a confusing task. There are so many variables that affect what your mortgage rate will be. Mortgage rates are highly dependent on outside economic factors. Mortgage rates tend to fall when stocks fall, unemployment rises, and when there is trouble with foreign economies. Conversely, when stocks rise, unemployment falls, and foreign economies boom, mortgage rates tend to rise. There are also plenty of factors that a potential home buyer is responsible for that effect what mortgage rate they will receive. [Read More]

Benefits Of A VA Loan

If you're active-duty military or a military veteran who's buying a home, you could qualify for a VA loan. But, if you don't know the difference between a VA loan and a conventional home loan, you might be wondering how obtaining a VA loan benefits you. Before you start the application process, learn how applying for a VA loan might be better for your situation. Down Payment and Private Mortgage Insurance [Read More]